Attention homeowners: Real estate appraisal services for in Charleston and Charleston County

The top seven reasons why SC homeowners call on Port City Appraisals:

Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
To challenge a SC property tax assessment
To lower your monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If real estate needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate

Own a home in or near Charleston, SC and need help determining the value of it?
Contact Port City Appraisals.

We at Port City Appraisals understand the particular needs of a customer seeking appraisal services. Our usual business clients understand the appraisal process and the standard "products" we deliver to them. But as a consumer,you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract buyers. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value opinion than yours.

Appraisals to remove PMI

A popular way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. We are veterans in helping folks just like you abolish unneeded PMI insurance.

Challenging a property tax assessment

Lets say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued. This means you are most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Port City Appraisals is your #1 weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your property is near a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. Port City Appraisals can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for efficiency? We can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Port City Appraisals can help you with that. While typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your house.